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Insult or Dishonest

True or False .....?


we often hear words such as words and also insult honest we might even get all the meaning of those words
but whether we are conscious when we are told by someone a while (eg, stupid, ugly not even educated) what action we?
most people will feel insulted because the word of the word but if we want to know dirikita own and we would like to edit shortage is also likely that people say things before it is fair and what they say is true that in the dirikita there are things that are referred to ........ conclusion not susceptive okay .. I hope this paper is useful

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how to maintain eye health


1. What is Eyes ......??

Mata is one of the senses of the human body is very complex to work & vision. Although its function for human life is important, but often less terperhatikan, so many diseases that attack the eyes not treated properly & causing disturbances of vision to blindness.

To prevent blindness, it is to crash each time in the eyes, consult with doctors flee langganannya. Also recommended for eyes examined each year to the doctor, together with the routine health checks in general. So, the doctor may treat early & avoid the more severe the disease for interference-interference that occurs in the eyes that can disrupt the activity to cause blindness. Routine eye examination can be performed more frequently in those with a family history of eye diseases such as high pressure eyeball (glukoma) or cataracts at a young age.
Disturbances of vision are the most commonly experienced is dim, can be a dim distant, farsighted that usually experienced by those aged above 40 years old, or a mixture of both. All kinds of dim eye on its core focus is the interference of reflection to see. Rabun can be overcome by using glass eyes or contact lenses.
Dim addition, disturbances of vision that is often experienced astigmatism, the aberration in the eye so that light emission from the 1 point 1 does not fall on the point of focus, which causes sight to become blurred. Astigmatism can be corrected with eye glass or contact lenses.
Rabun & astigmatism can also be treated with the advances in technology that can edit aberration eye surgery with the use refraktif ray laser (LASIK) by the ophthalmologist, so that people with astigmatism can dim & free from the use of glass eyes or contact lenses.



2. How to Maintain Healthy Eyes?

WHEN is a lot more children who have been using since small glasses. In fact, in addition to genetic factors, eating patterns and how to read is the eye health.

Therefore, parents should be looking at nutrition and vitamins consumed, and looking at their reading habits.

Research been done by dr Vidyapati Mangunkusumo SPM, the headline Refraksi Section Faculty of Medicine, The University of Indonesia shows, from 300 school children in urban areas, 15 percent of them experienced refraksi difference. In fact, in rural areas only 11 percent.

Vidyapati that found in the work space in the eye FKUI Jakarta that is refraksi refraction. Refraksi interruption or interference will result in dim refraction, can be remote (Miopia) or near (hipermetropia).

Rabun far, according to Vidyapati, is the focus of the ball only able to see close objects, but when you see the blurred objects located far away. Miopia aberration that is generally revealed by their parents (genetic) found that many children at early school age.

The cause of dim far farraginous: can korneanya because too convex so that shadow rays are not exactly fall on the point of focus on the retina, called makula-or lens in the eye is too fat.

The main dim far is genetic. However, environmental factors can also influence, such as a lack of food nutrition and vitamins, as well as how to read is not true. The position is best to read the sitting position with disandarkan book in front of the eye-not on the table-view with the 33 cm distance from the eye.

"If, while reading the back, then there is a tendency of the work so that the only stimulate one eye damage," said Vidyapati.

Because this is interference refraksi / refraction, the improvement with the improvement of refraction. The most simple is to use glasses. Then occurred the development of bio-medical science, so there are contact lenses that can be placed on the eye.

BUT, not all people feel comfortable using glasses or contact lenses. In line with the development of improvements to the structure of organs, surgical techniques to repair the cornea is also growing. With this technique, people do not need to use glasses or contact lenses.

"Namanya refraktif surgery. Science is the science of refraction is very long. With the development of science, improvement of refraction is now done through surgery," said Vidyapati.

Surgery begins with refraktif phase structure changes as the cornea of most vital organs in the eye, called radial keratotomy (RK).

The second phase, photo refraktif keratotomy (PRK) is operative to change the form of a cornea, but with the help of excimer laser, a form of laser that does not damage the membrane of the cell boundaries. So just remove the cells from one another. There were changes in the cornea of the impact on the improvement of refraction.

Phase three is the development of the cornea changes shape through the technique of laser insitu keratomileusis (lasik). Lasik is a procedure to erase / re-established so that future cornea cornea can better deflect. Akan sharp vision again without assistance contact lenses or glasses.

Re-establishment of cornea with this level of accuracy is very high because the calculation is done with a diagnostic tool terkomputerisasi.

With the tool as a tool orbscan cornea topography-diagnose form of cornea surface-to diagnose and sywave irregularity light into the eye, then the data can be made per individual error refraksi eyes. This data became the input for the laser to form the back surface of the cornea so that the sharp vision. Lasik technique is now more attractive.

In addition to cornea surgery, to improve the refraction can also be operative with the lens, ie, with the siphon and the original lens was replaced with artificial lenses (acrylic). This is called refractive lens exchange.

All the funds are not certainly take a bit. Therefore, the cheapest way to avoid the interference refraksi is to maintain eye health. Mengonsumsi with enough nutritious food and maintain the habit to read since childhood is still

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MUI Fatwa on DBS (multi level marketing)



PT. Future Ambassadors International is seeking forgiveness as big because there are obstacles in the Halal MUI Fatwa for DBS business. Although, according to KH. Maftuh Holil, Chairman of the Council of Fatwa MUI, DBS is a business that is Halal MUI but until now has not issued a fatwa for Halal terkhusus as a company have their personal votes.

We submit the following Halal MUI Fatwa for business Network Marketing & MLM, its limitations halalnya. We insyaallah & Council of the MUI fatwa, DBS is in Halal restriction, please be inspected.

Thanks

TTD,

DFI Management PT.





KEPUTUSAN Fatwa

MUI Fatwa Musyawarah COMMISSION CITY BANDUNG

Tax: 291/MUI-KB/E.1/VII



About



BUSINESS LAW NETWORK MARKETING / MLM


بسم الله الرحمن الر حيم





MUI Fatwa Commission conference in Bandung on MLM Business of Law, after



Considering:

a. That the more variety of products that a company diperjual sale to the public with the MLM system.

b. That therefore, MUI Bandung look to set a fatwa on legal issues in question.



Given:

a. Questions from people about the legal status of MLM business.

b. Opinions and suggestions of the Ulama conference participants.



Given:

1. The problem description as follows:

The simple, in that market a product from a company there are two kinds of ways:

A. Which is a common effect, called the conventional way.

That is take a product to consumers through after at least 4 (four) the following: from factory to distributor, then to the agent, and then to the wholesaler, then to the retailer / store and new to the consumer. When the factory price of Rp. 100,000 so until after the consumer can be Rp. 200,000 or more, to absorb as many costs, such as production costs, promotional costs and other costs.

B. MLM (Multy Level Marketing) or tiered marketing system (Network Marketing)

In this system, a consumer should be able to recruit consumers (network) underneath called Frontline (network / feet first) or upline and downline (network / foot second and so on) and he will receive benefits (Percentage) of each of these spending downline. The more network (downline) then the larger the benefits will be received by it. When able to reach a certain point in accordance the requirements, it will occupy a position and will receive a bonus that has been determined. This cut off above the stages, ie, from the factory directly to the consumer at a time can be a distributor. About the price, but only as excess over the price of the factory will be profitable distributor.



In fact, there are three kinds of forms that are associated with the MLM business:

a. MLM that does not sell products, usually called the money game (game money). Example: The bar offers a motorcycle brand x to make a deposit with only Rp. 2,000,000 should be provided with selectivity of the ten people each have to pay the money of Rp. 2000000 also. He will receive a motorcycle is able to crawl after ten, and if not, then the money is used up. So forth.



b. MLM company, is a company that sells products of others sistern with MLM, which he purchased a product from the factory and then memasarkannya with MLM system. MLM company this sometimes does not lead to a reasonable price (above the market price) and sometimes blurred somewhere to go, so many who have never received a bonus and promised that the network is down again can not develop the network.



c. Companies that market products with tiered system Sales (Network Marketing).

Is a company that sells products with a tiered system, so that each customer in the company is also a distributor. Which will benefit by the amount of network and omzet achieved in accordance with the approved marketing system since the beginning. With the price of the product is quite reasonable.



2. Mu'amalat Islamic principles:

Islamic law is the law-oriented kemaslahatan of magnitude for human life, both individual and community (mashalih al-'ammah). Orientation is the fundamental consideration for any mu'amalat that happens, both for existing, and for a new show that direspon by many people such as Network Marketing / MLM.



Mu'amalat for Islamic halal is built on the following principles:

1. Tabadul al-manafi '(exchange of goods valued manfa'at);

2. 'An taradlin (willingness of both parties who deal with no coercion);

3. 'Adamu al-gharar (not a risky venture that does not clear / transparent),

4. 'Adamu Maysyir (there is no chance such as gambling or ba' i al-yi hashat: send goods with the gravel and hit a shot that had to be purchased, such as buying land or area of gravel pitch with the price agreed, and the ba 'i al-lams yi: goods that are purchased need to be touched),

5. 'Adamu usury (the system does not have interest-bearing),

6. 'Adamu al-gasysy (no trickery), such as al-tathfif (cheating in weighing or menakar),

7. 'Adamu al-najasy (do not bid najasy the goods only to influence other potential buyers so that a higher price),

8. Ta 'awun' ala al-birr wa al-godly (helping in the good and godly),

9. Musyarakah (cooperation).



3. Principle (principium) sale and purchase

a. Ba 'i (the seller);

b. Jupiter (the buyer);

Terms of the seller and the buyer must shah is a (feasible) to do a transaction.

c. Mabi '(goods diperjual the sale).

The requirement that the goods diperjual sale must have manfa'atnya, sacred objects (not excretion) and the lawful use or consumption and / use.



4. Islam allows create conditions / agreement in any transaction that is agreed by all parties, as in the MLM business, not to menghalalkan during the forbidden, or vice versa.



5. Evidence-proof as follows:



A. Allah swt says.:

يآيها الذين آمنوا لا تأكلوا أموالكم بينكم بالباطل إلا أن تكون تجارة عن تراض منكم.



"O people believe, do not eat the wealth of you with a falsehood, except through a trade with the blessing of you."

Q.S. al-Nisa: 29.

وتعاونوا على البر والتقوى ولا تعاونوا على الإثم والعدوان.

"Bertolong-menolonglah you in good and godly, and do not bertolong help in sin and enmity." QS Al-Maarij: 2.

ويل للمطففين. الذين إذا اكتالوا على الناس يستوفون. وإذا كالوهم أو وزنوهم يخسرون.

"Woe to those who are cheating, (is) the people who receive a measure of when the other people they have met, and when they menakar or weigh for others, they reduce." QS al-Muthaffifiin: 1-3.

إنما المؤمنون إخوة فأصلحوا بين أخويكم, واتقوا الله لعلكم ترحمون.

"Those who believe it is relative, then rukunlah among brothers. Bertaqwalah And to Alllah that you find mercy." Q.S. Al-Hujurat: 10.

كى لايكون دولة بين الأغنياء منكم.

"To have the property does not revolve only among the rich are among you." QS al-Hasyr: 7.





B. Word of the Prophet Muhammad saw.:

نهى النبي صلى الله عليه وسلم عن بيع الحصاة وعن بيع الغرر.

"He said. Prohibits the sale-purchase with a throw pebbles." HR. Five people perowi hadith except Bukhary from Abu Hurairah Ra.

إن رسول الله صلى الله عليه وسلم قال: من حمل علينا السلاح فليس منا, ومن غشنا فليس منا.

"Surely Allah's Messenger. He said:" Whoever the weapons to us (Muslims) and not our people, and who deceive our people and not our "HR. Muslim from Abu Hurairah Ra.

إن رسول الله صلى الله عليه وسلم مر على صبرة طعام فأدخل يده فيها فنالت أصابعه بللا, فقال: ما هذا يا صاحب الطعام? قال: أصابته السماء يا رسول الله. قال: أفلا جعلته فوق الطعام حتى يراه الناس. من غشنا فليس منا.

"Surely Allah's Messenger. Pass sack of food (wheat), and enter into a sack of hand and finger-touch jemarinya wet, then he asks:" Why is this, O owner of the food? "" Are rainwater, Rasulallah ya! "The owner's food.

Prophet Muhammad saw. He said: "Why do not you keep it wet at the top so that people see. Who are we then not to deceive our people." HR. Muslim from Abu Hurairah Ra.
إن رسول الله صلى الله عليه وسلم قال: لا نتاجشوا

"Surely Allah's Messenger. Has said:" Do not make each other najasy (goods only bid to influence other potential buyers so that a higher price). "HR. Muttafaq 'alaih Ra's Abu Hurairah.
إن النبي صلى الله عليه وسلم نهى عن النجش.

"He saw.telah prohibit conduct najasy." HR.Muttafaq 'Umar Ibn alaih of Ra.
عن جابر ر. ع. أنه سمع رسول الله صلى الله عليه وسلم يقول عام الفتح وهو بمكة: إن الله ورسوله حرم بيع الخمر والميتة والخنزير والأصنام. فقيل يا رسول الله: أرأيت شحوم الميتة فإنه يطلى بها السفن ويدهن بها الجلود ويستصبح بها الناس? فقال: لا, هو حرام. ثم قال رسول الله صلى الله عليه وسلم عند ذلك: قاتل الله اليهود إن الله عز وجل لما حرم عليهم شحومها أجملوه ثم باعوه فأكلوا ثمنه.

"Jabir from Ra. he heard the Messenger of Allah. He said in Makkah in Makkah futuh: "Allah and His Messenger have been forbid to sell khamr, carcass, swine and idols sell. Then there is said:" Yes rasulallah, what about the carcass as fat like whitewash used boats, used oil and skin made by the people? "

"No, it is unlawful." The Apostle.

Then he said again: "God destroy Jews, because when Allah 'Azza wa Jalla forbid carcass fat, and then engineering them to sell and eat the results." HR. Five people perowi hadith.
وفى رواية له, نهى رسول الله صلى الله عليه وسلم عن ثمن الكلب ومهر البغي وحلوان الكاهن. وعنه قال: نهى النبي صلى الله عليه وسلم عن ثمن الكلب والسنور.
"Still from Jabir Ra." Messenger of Allah. prohibits the sale of food-like dog, wages and wage berdukun intimacy. "And in another narration:" He said. prohibit the sale, and dog-like animals sinnaur. "HR. Five people perowi hadith except Bukhary.
عن أنس ر. ع. قال: لعن رسول الله صلى الله عليه وسلم فى الخمر عشرة: عاصرها ومتعصرها وشاربها وحاملها والمحمولة إليه وساقيها وبائعها وآكل ثمنها والمشترى لها والمشترى له.

"Anas from Ra. He said:" He saw.mengutuk ten people in a matter of khamr: the making, that make orders, which meminumnya, which mengangkutnya, which carry menyurruh, penyalurnya, retailer, sales can be a result, buyers and membelikannya. "HR. Tirmidzy and Abu Daud.

أنا ثالث الشريكين مالم يخن أحدهما صاحبه, وإذا خان خرجت من بينهما. رواه أبو داود والحاكم وصححه.

He said in the hadith qudsi: "I was the third (which always accompany the) two people who do cooperation, during one of them does not betray a friend. When he sell out the Akupun out of both." HR. Abu Daud and al-Hakim, shahih.

المسلمون على شروطهم. رواه البخارى.

"People of Islam is bound to the terms / agreements they make." HR. Bukhary.



C. Fiqh rule:

لا ضرر ولا ضرار.

"No memudaratkan and not dimudaratkan (not mutually memudaratakan)."

الحكم المعلق بشرط لا يصح إلا بوجود شرطه.

"Law is associated with a condition / agreement does not then shah unless these requirements already exists."


Decide

By constantly seeking and ridla taufiq and guidance of Allah swt.



Setting:



First:

MLM is the first MLM that does not sell a product called the money game (game money) law forbidden, because the real form of fraud.



Second:

MLM company that is the second MLM companies that sell products other people may be legal, only the prospective customer (prospective members are MLM) should be careful because the price of goods does not become reasonable, and sometimes can go bankrupt.

Third:

MLM is a third of the companies that market products with a tiered selling system on the ruling shah / halal. The existence of the promised bonus, reconcile with ju'alah.



To note:

1. For prospective members, should understand the procedures and regulations in MLM;

2. For anyone should not buy goods that are not necessary because including israf prohibited by Islam.



Wallaahu A'lam bus-Shawaab.



ASSEMBLY Ulama KOTA BANDUNG INDONESIA





KH. Maftuh Kholil

Chairman of Fatwa





References:

1. Al-Qur-an;

2. Shahih Bukhary;

3. Shahih Muslim;

4. Riyadlus Shalihiin: 547-548;

5. Al-Taj al-Jami 'al-Li Ushul Fi Ahaadiits al-Rasuul, Juz II: 198 and 201;

6. al-fiqh al-Islami Wa Adillatuh;

7. AI-Asybah Wa al-Nadha-ir;

8. Books and other fiqh.

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UPGRADE SERVER PULSA DBS was done ON 23 FEBRUARY 2009

UPGRADE SERVER PULSA DBS was done ON 23 FEBRUARY 2009

When this credit transaction on the server DBS trx reach 1.5 million per month. New server has the capacity to 8juta trx / bln. Server Pulsa place so that the DBS as the biggest in Indonesia at this time. Recognition & awards have been given by & Excelcomindo Indosat.

1. U-Tones
Each member of DBS has HP with Symbian operating system, especially pro-Hp Nokia phone, the software will be installed each time the ad where the member receives telfon / sms on his phone, will receive ybs clip ads & deposit balance amount of Rp.100, -. Accumulation of deposit balance will be sent each month end. When the average receive a 15 Telf or sms per day, then within 1 month, ybs will receive the balance of the deposit Rp.45.000, -/bulan. Although ybs not even have a network! So fortunately once a member DBS.

How utones installation in your phone:

1. Make sure you are already a member DBS & phone no that you will use has been registered as an agent DBS.
2. Make sure your Hp & bermerk Nokia has its tersetting gprs
3. click on Http: / / dl.utones.biz: 7000 hp in your browser
4. Download and install software on your phone.
5. Enter your agency phone no password and then the standard of success

For more info, click www.utones.biz


2. SMS GATEAWAY (in process)
Facility is a member can do for DBS Total Subsidy Checks, Checks & Development Network Subsidy Balance Check via sms. So with this facility, will provide convenience to the member to see the development of the business via sms without having to go to the cafe.
Each sms gateaway done by the member, will be considered as 1 credit transaction. So that 1 sms = 1 trx gateaway balance in terms of bonus Royalty Pulsa Sharing & DBS.
With this sms gateway, Royalty Pulsa expected Sharing DBS & Subsidies will be increased up to 2 times.
Gateaway sms using sms center trx no credit for the cost of Rp.350, -/sms.

3. SMS Content / SMS Subscription (in process)
Is a facility for all member DBS may have to subscribe to private sms, which can be accessed by all the member groupnya. To motivate & provide info-info terbaru. By sharing the royalty will be worth Royalty Pulsa.

4. SMS Greetings ULANG YEAR (in process)
Cell DBS server will send congratulatory Birthdays member to all DBS birthday on the day.
This is really simple & seemed trivial, but with this facility, expected to create member loyalty & devotion to the DBS DBS business.

5. FREE SMS (in process)
DBS will work with the Content Profider Free SMS, so that member-member DBS will be able to send free sms via web DBS for sms broadcast to many people for free with some 100 characters, 60 characters containing the remaining ads.

6. Trx PULSA VIA YM (in process)
This feature allows all members to be able to deal DBS via YM with the benefits of faster & cheaper.

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